Business insurance protects your small business from financial damages that can result from accidents, property damage, professional errors, workers’ compensation claims and other situations. Having accurate coverage is critical in minimizing the negative impact of claims against your business.
From basic protection to specialized coverage, the Progressive Advantage ® Business Program offers several types of commercial insurance so you can get the best combination of coverages for each stage of your business’s development.
Most small businesses need this coverage. It guards against third-party claims that arise from your business operations. Sometimes people refer to this coverage as "business insurance."
You need this coverage if you use your vehicles for business, such as traveling to job sites or making deliveries. It provides liability and physical damage protection for your business vehicles.
This coverage protects you and your employees. It helps pay for expenses, such as medical costs and lost wages, related to employees who become injured or ill on the job.
Professional liability coverage protects businesses that offer professional services or advice against claims of professional negligence. It’s also known as Errors and Omissions insurance (E&O).
This coverage packages business liability and property coverage into one policy. It’s a common choice for small businesses with commercial buildings or personal property.
This coverage protects against electronic threats, such as data breaches. Businesses that store or process sensitive data, like credit card info, should consider this insurance.
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Business insurance from Progressive Commercial protects your small business from financial losses that can result from accidents, property damage, professional error and other situations.
Having the right coverage is the best way to minimize the impact on your business.
Progressive Commercial has customizable coverages to keep your business protected, including general and professional liability, business owners policies, workers’ comp and more.
The amount you pay is based on different factors, like your industry and the type of work you do. By focusing on customizing your policy from the beginning, we help you get the best combination of coverages so you can feel confident you’re getting the right insurance for the right stage of your business.
Get protected with Progressive Commercial. Call us or start a quote online today.
DISCLAIMER: Progressive Casualty Ins. Co. & affiliates
In 2023, the national median cost of business insurance for new Progressive customers ranged from $42 per month for professional liability to $67 per month for workers’ compensation.
Your cost is based on various factors, including the industry you’re in and the specific types of jobs you do. For example, one landscaping company might only mow lawns, while another offers additional services, such as tree trimming. They’re both landscapers, but their risk exposure is different and will be reflected in their rates.
Discover more factors that influence business insurance cost and what you can do to get the coverage you need at the best price.
We offer customized coverage that matches your business’s level of exposure to certain risks. A customized policy includes the coverages you need, with limits that match your specific requirements. Customized coverage is flexible, so if your situation changes — or you simply change your mind — you can update your policy anytime.
Be wary of “one-size-fits-all” policies. They can have gaps in coverage that leave you exposed. For example, you might assume general liability covers any type of business liability, but it doesn’t. Learn the differences between general liability and professional liability insurance.
We focus on customizing your policy upfront to avoid these types of problems and so you can feel confident you’re getting the right insurance the first time.
From commercial property insurance to employee healthcare, we offer protection for the ways you run your business. Personalize your policy with the coverages that are right for you.
Liquor liability insurance is coverage for businesses that make, sell or serve alcoholic beverages. It's also known as dram shop insurance.
Inland marine insurance is coverage for moveable property, such as tools, equipment and other goods. It protects items while in transit over land or stored away from your business.
Employment practices liability insurance (EPLI) protects businesses against claims related to employee discrimination, sexual harassment and wrongful termination.
Rideshare insurance is intended to fill the gaps between the insurance ridesharing companies like Uber or Lyft provide for their drivers and their drivers’ personal policies.
Commercial property insurance protects commercial buildings and the moveable property your business owns and keeps onsite. It’s offered as part of a BOP.
Excess and surplus lines is a market for high-risk professions that can't get general liability coverage in the admitted market. It’s also known as E&S insurance.
Employee pet insurance is a voluntary benefit that can help cover medical expenses for your employees’ pets.
Health insurance is a benefit that lets your business offer quality medical care to your employees and their dependents.
